Frequently Asked Questions
Find answers to common questions about our business funding process.
What types of businesses do you fund?
We fund a wide range of small businesses including healthcare, restaurants, retail stores, contractors, salons, tech services, and many more. If your business has been operating for at least 6 months and generates revenue, you may qualify.
How much can I borrow?
Funding amounts range from $5,000 to $5,000,000, depending on your business revenue, time in business, and other factors. Most small businesses receive between $25,000 and $250,000.
How long does the approval process take?
Most applications are reviewed within 24 hours. Once approved, funds are typically deposited within 24-48 hours.
What documents do I need?
You will need your most recent 3 months of business bank statements in PDF format. Additional documents like tax returns may be requested for larger amounts.
Does applying affect my credit score?
No. Our initial application and review process uses a soft credit check that does not impact your credit score. A hard inquiry may be performed only after you accept an offer.
What are the interest rates?
Rates vary based on your business profile, revenue, and creditworthiness. A funding specialist will discuss transparent terms with you before you commit to anything.
Can I use the funds for any purpose?
Yes. You can use the funds for working capital, equipment purchases, inventory, payroll, expansion, marketing, debt consolidation, or any legitimate business purpose.
Is my information secure?
Absolutely. We use 256-bit encryption for all data transmission and storage. SSNs are encrypted at rest using military-grade encryption. We never sell your personal information.
What if I have bad credit?
We work with businesses across a wide range of credit profiles. Your business revenue and cash flow are often more important than your personal credit score.
Are there any upfront fees?
No. There are never any upfront fees to apply or receive an offer. You only pay if you accept and receive funding.
Still have questions?