Skip to content

What is spot factoring?

Spot factoring (or single-invoice factoring) lets you factor individual invoices on demand without a long-term contract or minimum volume requirement. Traditional factoring usually requires factoring all invoices or a monthly minimum. Spot factoring is ideal for businesses that occasionally need to accelerate cash flow on a specific large invoice rather than maintaining a continuous factoring relationship.

Capital Brief

Weekly lender rates.No noise.

Every Thursday: rate changes across SBA, MCA, and term loans, fresh lender reviews from our analyst desk, and funding opportunities surfaced before they close.

  • No spam, ever
  • Unsubscribe anytime
  • Your data stays private