Editorial Standards & Methodology
Transparency is foundational to our work. This page explains how we evaluate lenders, produce content, and maintain editorial independence.
Compensation Disclosure
Brevo Capital may be paid by lenders and funding partners: through referral fees when visitors apply through links on our site, and when a funding request we refer is funded. This may affect which lenders we feature and the order they appear in.
How We Evaluate Lenders
When we compare lenders, we look at the same things, using each lender's published information:
Cost of Borrowing
APR ranges, origination fees, draw fees, prepayment penalties, and total cost of borrowing, as each lender publishes them.
Accessibility
Minimum credit score, revenue requirements, and time-in-business thresholds.
Funding Speed
Each lender's stated time from completed application to funds deposited.
Product Flexibility
We assess the range of loan products offered, repayment options, credit limit ranges, and borrower-friendly features like early payoff discounts or rewards programs.
Our Review Process
Step 1: Research
Every lender review begins with primary research: we collect rate information, fee schedules, and borrower requirements directly from each lender's official website. We cross-reference these details against third-party review sites including BBB, Trustpilot, and NerdWallet.
Step 2: Analysis & Writing
Our analysts write content based on their professional expertise in commercial lending, accounting, and small business finance. Every claim about rates, requirements, or terms includes a source attribution.
Step 3: Expert Review
Before publication, all content is reviewed by a credentialed finance professional (MBA, CPA, or equivalent). The reviewer verifies factual accuracy, ensures balanced coverage, and checks that all disclosures are present.
Step 4: Quarterly Updates
Business lending rates and terms change frequently. We review and update all lender profiles and comparison pages on a quarterly cycle. Each page displays a "Last Updated" date so you always know how current the information is.
Update Policy
Business lending is a dynamic industry. Rates, fees, and lender requirements change frequently. Here is how we handle updates:
- Date stamps: Every content page displays a “Last Updated” date so you can verify currency.
- Corrections: If we discover an error, we correct it immediately and add an editorial note explaining the change.
Our Analysts
Every article on Brevo Capital is written or reviewed by a credentialed finance professional.
Senior Business Finance Analyst
12 years in commercial lending. MBA from NYU Stern. Former portfolio manager.
Small Business Financial Advisor
CPA with 8 years advising small businesses on financing and tax strategy.
Questions About Our Process?
If you have questions about our editorial process, want to report an inaccuracy, or are a lender interested in being reviewed, please contact us.