Terms of Service

Last updated: February 2026

1. Acceptance of Terms

By accessing or using the Brevo Capital website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Services Description

Brevo Capital operates as a technology platform that connects small businesses with lending partners. We are not a direct lender and do not make credit decisions. All loan applications are subject to review and approval by our lending partners.

3. Eligibility

To use our services, you must be at least 18 years old, a legal resident of the United States, and authorized to act on behalf of the business entity applying for funding.

4. Application Information

You agree to provide accurate, current, and complete information in your loan application. Providing false or misleading information may result in denial of your application and may constitute fraud.

5. Data Collection and Use

By submitting an application, you consent to the collection and processing of your personal and business information as described in our Privacy Policy. This includes sensitive information such as Social Security Numbers, which are encrypted and stored securely.

6. Credit Inquiries

Initial application review involves a soft credit inquiry that does not affect your credit score. A hard credit inquiry may be conducted by lending partners only after you accept a funding offer.

7. No Guarantee of Funding

Submission of an application does not guarantee approval or funding. All decisions are made by our lending partners based on their underwriting criteria.

8. Fees

There are no upfront fees to apply for funding through Brevo Capital. Any fees associated with accepted funding offers will be clearly disclosed before you commit.

9. Intellectual Property

All content, trademarks, and other intellectual property on this website are owned by Brevo Capital or its licensors. You may not reproduce, distribute, or create derivative works without our written permission.

10. Limitation of Liability

Brevo Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, data, or business opportunities.

11. Indemnification

You agree to indemnify and hold harmless Brevo Capital from any claims, damages, or expenses arising from your use of our services or violation of these terms.

12. Modifications

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Continued use of our services constitutes acceptance of modified terms.

13. Governing Law

These terms shall be governed by the laws of the State of Delaware, without regard to conflict of law principles.

14. Contact

For questions about these Terms of Service, please contact us through our contact page.