What is revenue-based financing?

Revenue-based financing (RBF) provides capital in exchange for a fixed percentage of future monthly revenue until you've repaid a predetermined total (e.g., $1.10-$1.50 for every $1.00 borrowed). Unlike loans, there's no fixed payment schedule — you pay more when revenue is strong and less when it's slow. This makes RBF attractive for seasonal or variable-revenue businesses.