What is the SBA Community Advantage program?

The SBA Community Advantage (CA) loan program provides SBA-backed loans of up to $350,000 through mission-based lenders (nonprofits, CDFIs) to businesses in underserved markets — startups, minority-owned businesses, and those in low-income areas. The underwriting is more flexible than standard SBA 7(a) loans. As of 2024, CA was merged into the broader SBA 7(a) Small Loan program.