Business Loans in Arkansas

Grow your Arkansas business with affordable financing options built for the Natural State.

260,000+

Small Businesses

$153 Billion

State GDP

$950 Million

SBA Loans (Annual)

6 Companies

Fortune 500 HQs

Business Lending in Arkansas

Arkansas punches well above its weight as a business state, serving as the global headquarters for Walmart, Tyson Foods, and J.B. Hunt Transport — three Fortune 500 companies that anchor the state's economy. The Northwest Arkansas corridor, centered around Bentonville and Fayetteville, has transformed into a vibrant economic region attracting talent and investment from across the country. Little Rock serves as the state's financial and government hub, while Jonesboro and Fort Smith support strong manufacturing bases. Arkansas maintains one of the lowest costs of living and doing business in the nation, with affordable commercial real estate, reasonable labor costs, and competitive utility rates. The state's 260,000 small businesses represent 99.3% of all Arkansas businesses and employ nearly half the private workforce. Agriculture remains vital, with Arkansas leading the nation in rice and poultry production. The state's quick-service restaurant industry is particularly strong, with multiple national chains originating here. The Arkansas Economic Development Commission offers incentive programs including the Create Rebate program, InvestArk tax credits, and workforce development grants to support business growth across diverse sectors.

Top Industries in Arkansas

Retail & Supply Chain
Agriculture & Poultry
Transportation & Logistics
Manufacturing
Healthcare
Food Processing

Top Cities for Business in Arkansas

Little Rock
Fayetteville
Fort Smith
Bentonville
Jonesboro
Rogers

Lending Environment

Arkansas has a strong community banking tradition with many locally owned banks experienced in small business lending. The Arkansas Capital Corporation provides SBA loans and USDA-backed financing. The state caps consumer interest rates through a constitutional provision, though commercial loans have more flexibility.

Business Loans in Arkansas: FAQs

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