Fuel Your Restaurant with the Right Funding
Whether you need new kitchen equipment, a dining room refresh, or working capital to get through a slow season, we connect you with lending partners who understand the food industry.
$1.1 Trillion
U.S. Restaurant Industry Revenue
3-5%
Average Profit Margin
15.5 Million
Industry Employment
1 Million+
Restaurants in the U.S.
Funding for Restaurant Businesses
The restaurant industry is one of the most dynamic and competitive sectors in the American economy, generating over $1 trillion in annual sales and employing more than 15 million people nationwide. From fast-casual concepts to fine dining establishments, restaurant owners face unique financial challenges that demand flexible funding solutions. Seasonal revenue swings, thin profit margins averaging just 3-5%, and the constant need to reinvest in equipment and ambiance make capital access essential for survival and growth.
Restaurant financing can serve a wide range of needs. New owners may require startup capital for buildout and initial inventory, while established operators often need funds for kitchen upgrades, expansion into catering or delivery, or bridging cash flow gaps during slower months. The rise of third-party delivery platforms has also created new investment opportunities — and new expenses — that many restaurants must navigate.
At Brevo Capital, we work with lending partners who specialize in food service businesses. They understand that a restaurant's revenue can fluctuate week to week and that traditional bank underwriting criteria may not reflect the true health of your operation. Our streamlined application process is designed to get you a decision quickly so you can focus on what matters most: delivering great food and memorable dining experiences to your customers.
Common Uses of Funding
Purchase or upgrade commercial kitchen equipment
Renovate dining areas and improve ambiance
Cover payroll during seasonal slowdowns
Expand into catering, delivery, or a second location
Stock up on inventory before peak seasons
Invest in marketing and online ordering systems
Qualification Checklist
- At least 6 months in business
- Minimum $10,000 in monthly revenue
- Valid food service license or permit
- No active bankruptcies
- Business bank account in good standing
“We needed to replace our entire grill line before summer, and Brevo Capital connected us with a lender who got us $85,000 in under three days. That upgrade paid for itself within the first season.”
Marcus — Redstone Grill & Bar, Nashville, TN
Restaurant Business Loan FAQs
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