Industry Loan Benchmarks
How does your industry compare? See average loan amounts, interest rates, terms, and approval rates across 25 business types.
| Industry | Avg. Loan | Avg. Rate | Avg. Term | Approval Rate |
|---|---|---|---|---|
| Doctor's Office | $150,000 | 8.5% | 60 mo | 78% |
| Home Healthcare | $85,000 | 9.5% | 48 mo | 72% |
| Therapy Services | $75,000 | 10.0% | 42 mo | 70% |
| Early Childhood Learning | $100,000 | 10.0% | 48 mo | 67% |
| Daycare | $95,000 | 10.5% | 48 mo | 65% |
| Plumbing | $80,000 | 11.0% | 36 mo | 65% |
| Electrical | $85,000 | 11.0% | 36 mo | 64% |
| Auto Repair | $80,000 | 11.0% | 42 mo | 63% |
| Private Contracting | $90,000 | 11.5% | 36 mo | 60% |
| Salon | $50,000 | 12.0% | 36 mo | 60% |
| Butcher Shop | $55,000 | 12.0% | 36 mo | 58% |
| Hospitality | $120,000 | 11.5% | 48 mo | 58% |
| Barber Shop | $40,000 | 12.5% | 30 mo | 58% |
| Convenience Store | $70,000 | 12.5% | 36 mo | 57% |
| Retail Store | $65,000 | 13.0% | 36 mo | 55% |
| Other | $60,000 | 13.0% | 36 mo | 55% |
| Massage / Spa | $55,000 | 13.0% | 30 mo | 54% |
| Bistro | $75,000 | 13.0% | 36 mo | 53% |
| Coffee Shop | $60,000 | 13.5% | 36 mo | 52% |
| Tech Support | $35,000 | 13.5% | 24 mo | 52% |
| E-Commerce | $45,000 | 14.0% | 24 mo | 50% |
| Computer Repair | $30,000 | 14.0% | 24 mo | 50% |
| Restaurant | $90,000 | 13.0% | 36 mo | 50% |
| Tattoo Shop | $35,000 | 15.0% | 24 mo | 48% |
| Bar / Lounge | $80,000 | 14.5% | 30 mo | 45% |
Doctor's Office
Avg. Loan
$150,000
Avg. Rate
8.5%
Avg. Term
60 mo
Approval Rate
78%
Home Healthcare
Avg. Loan
$85,000
Avg. Rate
9.5%
Avg. Term
48 mo
Approval Rate
72%
Therapy Services
Avg. Loan
$75,000
Avg. Rate
10.0%
Avg. Term
42 mo
Approval Rate
70%
Early Childhood Learning
Avg. Loan
$100,000
Avg. Rate
10.0%
Avg. Term
48 mo
Approval Rate
67%
Daycare
Avg. Loan
$95,000
Avg. Rate
10.5%
Avg. Term
48 mo
Approval Rate
65%
Plumbing
Avg. Loan
$80,000
Avg. Rate
11.0%
Avg. Term
36 mo
Approval Rate
65%
Electrical
Avg. Loan
$85,000
Avg. Rate
11.0%
Avg. Term
36 mo
Approval Rate
64%
Auto Repair
Avg. Loan
$80,000
Avg. Rate
11.0%
Avg. Term
42 mo
Approval Rate
63%
Private Contracting
Avg. Loan
$90,000
Avg. Rate
11.5%
Avg. Term
36 mo
Approval Rate
60%
Salon
Avg. Loan
$50,000
Avg. Rate
12.0%
Avg. Term
36 mo
Approval Rate
60%
Butcher Shop
Avg. Loan
$55,000
Avg. Rate
12.0%
Avg. Term
36 mo
Approval Rate
58%
Hospitality
Avg. Loan
$120,000
Avg. Rate
11.5%
Avg. Term
48 mo
Approval Rate
58%
Barber Shop
Avg. Loan
$40,000
Avg. Rate
12.5%
Avg. Term
30 mo
Approval Rate
58%
Convenience Store
Avg. Loan
$70,000
Avg. Rate
12.5%
Avg. Term
36 mo
Approval Rate
57%
Retail Store
Avg. Loan
$65,000
Avg. Rate
13.0%
Avg. Term
36 mo
Approval Rate
55%
Other
Avg. Loan
$60,000
Avg. Rate
13.0%
Avg. Term
36 mo
Approval Rate
55%
Massage / Spa
Avg. Loan
$55,000
Avg. Rate
13.0%
Avg. Term
30 mo
Approval Rate
54%
Bistro
Avg. Loan
$75,000
Avg. Rate
13.0%
Avg. Term
36 mo
Approval Rate
53%
Coffee Shop
Avg. Loan
$60,000
Avg. Rate
13.5%
Avg. Term
36 mo
Approval Rate
52%
Tech Support
Avg. Loan
$35,000
Avg. Rate
13.5%
Avg. Term
24 mo
Approval Rate
52%
E-Commerce
Avg. Loan
$45,000
Avg. Rate
14.0%
Avg. Term
24 mo
Approval Rate
50%
Computer Repair
Avg. Loan
$30,000
Avg. Rate
14.0%
Avg. Term
24 mo
Approval Rate
50%
Restaurant
Avg. Loan
$90,000
Avg. Rate
13.0%
Avg. Term
36 mo
Approval Rate
50%
Tattoo Shop
Avg. Loan
$35,000
Avg. Rate
15.0%
Avg. Term
24 mo
Approval Rate
48%
Bar / Lounge
Avg. Loan
$80,000
Avg. Rate
14.5%
Avg. Term
30 mo
Approval Rate
45%
Highest Approval Rate
Doctor's Office
78% approval
Largest Avg. Loan
Doctor's Office
$150,000
Lowest Avg. Rate
Doctor's Office
8.5%
See how your business stacks up with a real application.
Apply NowDisclaimer: Industry benchmarks are based on general market data and may not reflect current conditions. Individual loan terms depend on your specific financial profile, credit history, and lender criteria. Brevo Capital is not a direct lender.