Funding That Supports Your Mission of Care

Home healthcare is one of the fastest-growing sectors in the United States, driven by an aging population that increasingly prefers to receive medical and personal care services in the comfort of their own homes. The industry generates over $130 billion in annual revenue and employs more than 3.5 million caregivers, nurses, and therapists. With demand projected to grow significantly over the next decade, home health agencies face both tremendous opportunity and substantial operational challenges. The financial demands on home healthcare businesses are considerable. Agencies must maintain a qualified workforce, which means covering payroll for nurses, aides, and administrative staff — often before reimbursements from Medicare, Medicaid, or private insurers arrive. This reimbursement lag, which can stretch 30 to 90 days, creates persistent cash flow gaps that require working capital solutions. Beyond payroll, home health agencies need funding for medical supplies and durable medical equipment, fleet vehicles for caregiver transportation, electronic health record systems, and marketing to attract new patients and referral sources. Regulatory compliance also carries costs, including state licensing fees, background checks, continuing education requirements, and accreditation expenses. Brevo Capital connects home healthcare providers with lenders who understand the reimbursement-driven revenue model and can structure financing to bridge cash flow timing gaps while supporting long-term growth.