Bizcap
Bizcap US offers revenue-based financing and a revolving Line of Capital to established small businesses. Their stated eligibility bar is an EIN, at least one year in business and a minimum of $20,000 in monthly revenue. Applications take about five minutes, approval is quoted within three hours, and approved funds may be deposited the same day. Checking eligibility requires only an email address and carries no obligation.
Pros & Cons
Pros
- Conditional offer with no obligation to accept
- Approval quoted within 3 hours, same-day funding possible
- Considers businesses with poor credit or existing financing
- Early repayment is discounted rather than penalised
Cons
- Requires at least 1 year in business — not for startups
- Requires $20K+ in monthly revenue
- Repaid via daily or weekly debits, which affects cash flow
Editorial review pending — see reader ratings below.
Check priceIndependently reviewed
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