Product Recommendations
Our research-backed Business Lending recommendations.
Featured Products
Business Line of Credit
Draw funds as needed, pay only on what you use
+ Only pay interest on drawn amount
+ Revolving — reuse as you repay
- Variable interest rates
Business Term Loan
Fixed rates, predictable monthly payments
+ Predictable fixed payments
+ Lower interest rates
- Stricter qualification requirements
Merchant Cash Advance
Flexible repayment tied to your daily sales
+ No fixed monthly payments
+ Funding in 24-48 hours
- Higher effective cost than traditional loans
Split Funding (Card-Split & Lockbox)
Repay through a % of daily card sales
All Offers
Bizcap
Same-day business funding for 1+ year old businesses with $20K+ monthly revenue
+ Conditional offer with no obligation to accept
+ Approval quoted within 3 hours, same-day funding possible
- Requires at least 1 year in business — not for startups
Raising Venture Capital for the Serious Entrepreneur
Complete guide to debt, equity, and alternative funding
Business Plan Template by Meir Liraz
Fill-in-the-blank templates for fundable business plans
QuickBooks Online for Beginners by Thomas Newton
Master the accounting software lenders want to see
The EOS Life by Gino Wickman
Gino Wickman's EOS framework for scaling businesses
Amazon Music Unlimited — Free Trial
Amazon Music Unlimited free trial: full-catalog streaming, offline listening, no ads.
Epson Workforce ES-50 Compact Portable Single-Sheet-Fed Receipt and
Epson Workforce ES-50 Compact Portable Single-Sheet-Fed Receipt and
HAUTOCO Accounting Ledger Book A5 Horizontal Ledger Books for Small
HAUTOCO Accounting Ledger Book A5 Horizontal Ledger Books for Small
HAUTOCO Hardcover Accounting Ledger Book for Small Business
HAUTOCO Hardcover Accounting Ledger Book for Small Business
Invoice Factoring
Turn unpaid invoices into immediate cash
+ Immediate cash from outstanding invoices
+ No debt on balance sheet
- Fees reduce total invoice value
KYODOLED Cash Box with Key Lock–0.7mm Thick Metal Money Box for Flea
KYODOLED Cash Box with Key Lock–0.7mm Thick Metal Money Box for Flea
NELKO Genuine P21 Label Maker Tape
NELKO Genuine P21 Label Maker Tape
Profit First: Transform Your Business from a Cash-Eating Monster to a
Portfolio — Profit First: Transform Your Business from a Cash-Eating Monster to a
Start Your Business Today: Guided journal for Writing a Business Plan
Bedside Business Plan — Start Your Business Today: Guided journal for Writing a Business Plan
The Psychology of Money
A compact, travel-friendly read that makes an easy gift for the entrepreneurs and business owners in your lending network.
+ Compact size travels easily for busy entrepreneurs
+ Makes a thoughtful gift for fellow business owners
- It's a single book, not a lending tool or financial service
Thermal Shipping Label Printer 4x6 Bluetooth Label Maker for Small
NULLTONEX — Thermal Shipping Label Printer 4x6 Bluetooth Label Maker for Small
Amazon Business — Free Account
Amazon Business free account: business pricing, quantity discounts, and multi-user purchasing.
Equipment Financing
Equipment is the collateral — easier approval
+ Equipment serves as collateral
+ Up to 100% financing
- Only for equipment purchases
Amazon Prime — Free Trial
Amazon Prime free trial: fast free shipping, Prime Video, and member-only deals.
Easy SBA #1 Step-by-Step Guide by Claire Wood
Get approved for SBA 7(a), 504, and microloan programs
Financial Intelligence for Entrepreneurs
A new, mint-condition copy aimed at entrepreneurs, with same-day dispatch on orders placed before 12 noon and no-quibble returns.
+ Ships new in mint condition
+ Same-day dispatch on orders placed before 12 noon
- A book, not a financing product or business loan offer
Prime for Young Adults — Free Trial
Prime for Young Adults (ages 18–24): every Prime perk at half price, after a 6-month free trial.
SBA Loan
Lowest rates available, government-backed
+ Lowest interest rates available
+ Terms up to 25 years
- Extensive documentation required
The E-Myth Revisited
Why most small businesses fail and what to do about it
The Insider's Guide to Business Credit Using an EIN Only
Navigate SBA, merchant cash advances, and alternative lending
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