Grow Your Salon with Flexible Funding

The hair and beauty salon industry represents a resilient and steadily growing segment of the U.S. economy, with the professional beauty market valued at over $48 billion. Salons range from single-chair operations run by independent stylists to large full-service establishments offering hair, nails, skincare, and specialty treatments. Regardless of size, salon owners share a common challenge: staying current with trends, technology, and client expectations while managing tight margins. Capital needs in the salon industry are diverse. A new salon may need funding for buildout costs, including plumbing for shampoo stations, electrical work for dryers and styling tools, and interior design that reflects the brand. Established salons often seek financing to expand their service menu — adding lash extensions, microblading, or scalp treatments — or to renovate aging interiors that no longer attract walk-in traffic. Retail product sales can represent 10-15% of a salon's total revenue, making inventory financing another important consideration. Stocking premium product lines requires upfront investment, but the margins on retail can significantly boost profitability. Our lending partners understand the beauty industry's business model and offer products tailored to salons, from equipment leases for new styling chairs to working capital lines that keep your shelves stocked and your team paid during slower weeks.