Transform Your Space Into a Revenue Machine

Renovation and remodeling funding helps business owners upgrade their physical spaces -- whether that means a full buildout of a new lease, a kitchen remodel for a restaurant, ADA compliance upgrades, or a modernization of a retail storefront. The physical condition of your business directly impacts customer perception, employee satisfaction, and operational efficiency, making renovation one of the highest-return investments a brick-and-mortar business can make. Unlike residential renovation loans, business renovation funding must account for the fact that construction disrupts operations. The best financing programs for commercial renovations build in flexibility for construction timelines and allow interest-only payments during the buildout period so you are not carrying full loan payments while your business is partially shut down. Typical renovation projects include tenant improvements for new leases, kitchen and dining room overhauls for restaurants, treatment room buildouts for healthcare and wellness businesses, storefront modernizations for retail, and compliance upgrades required by local building codes or the ADA. Funding amounts generally range from $10,000 for targeted improvements to $1 million or more for comprehensive buildouts. Terms extend from 2 to 7 years depending on the scope, and many lenders will factor in the increased revenue potential of the renovated space when structuring repayment. For tenants investing in a landlord-owned property, some lenders require a lease term that extends beyond the loan repayment period to protect their investment.