Invest in Your Childcare Center's Future

From playground equipment to classroom supplies, get the capital your daycare needs to provide a safe, enriching environment and expand capacity.

$60 Billion

U.S. Childcare Market Size

12.3 Million

Children in Daycare

500,000+

Licensed Childcare Centers

60-70%

Staffing as % of Revenue

Funding for Daycare Businesses

The childcare industry in the United States serves more than 12 million children and generates approximately $60 billion in annual revenue. With dual-income households now the norm rather than the exception, demand for quality daycare and early childhood programs has never been higher. Yet running a childcare center is expensive — between staffing requirements, facility maintenance, regulatory compliance, and educational materials, costs add up quickly. Childcare centers face a particular financial paradox: they serve a market with strong and growing demand, yet their ability to raise tuition is limited by what local families can afford. This creates thin margins that make access to working capital essential. Staffing represents the largest expense, typically consuming 60-70% of revenue, and attracting and retaining qualified early childhood educators requires competitive compensation. Facility costs are the second major area of investment. State licensing requirements dictate specific square footage per child, safety features, outdoor play areas, and age-appropriate furnishings. As regulations evolve and enrollment grows, centers must continually upgrade their physical environment. Many daycare operators also invest in curriculum enhancements, technology for parent communication, and security systems. Brevo Capital connects daycare owners with lenders who understand that childcare businesses have predictable, subscription-like revenue from weekly tuition payments — a model that lenders find attractive despite the industry's relatively modest profit margins.

Common Uses of Funding

Upgrade playgrounds and outdoor learning spaces
Purchase age-appropriate furniture and educational materials
Cover staffing costs and teacher training
Renovate facilities to meet licensing requirements
Install security cameras and access control systems
Expand capacity by adding classrooms

Qualification Checklist

  • At least 6 months in business
  • Minimum $8,000 in monthly revenue
  • Current childcare or daycare license
  • Passed most recent state inspection
  • No substantiated abuse or neglect findings
  • Business bank account with regular tuition deposits
Our waitlist had 40 families on it but we didn't have the space to take them. Brevo Capital helped us secure $120,000 to build out two additional classrooms. Within three months, we increased enrollment by 35% and finally got our revenue where it needed to be.
Patricia Sunshine Steps Learning Center, Charlotte, NC

Daycare Business Loan FAQs

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