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Independent Lender Review·Est. 2019

The business loans worth your capital.

Rigorous, conflict-free reviews of every lender that touches American small business — term loans, SBA, lines of credit, equipment finance. No referral fees. No paid placement. Just the numbers.

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Cited by The Wall Street Journal, Bloomberg, and Inc. Magazine.

The Capital Index

Top 5 lenders, ranked by APR

Vol. XII
Apr 2026
Lower APR
Higher APR
  • 01Bluestone Capital
    SBA 7(a)
    7.25%A+
  • 02Meridian Funding
    Term Loan
    9.40%A
  • 03Atlas Business Credit
    Line of Credit
    11.80%A−
  • 04Cornerstone Lend
    Equipment Fin.
    13.20%B+
  • 05Pinnacle Direct
    Merchant Adv.
    24.90%C
Methodology v3.2 · 18-point reviewSee full index
  • 312Lenders Reviewed
  • $4.2Bin Capital Mapped
  • WeeklyUpdated

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