Business Loans in Oregon

Nurture your Oregon business with financing suited to the Beaver State's creative economy.

390,000+

Small Businesses

$290 Billion

State GDP

$2.3 Billion

SBA Loans (Annual)

0%

No Sales Tax

Business Lending in Oregon

Oregon's economy combines a strong technology sector with natural resource industries, craft manufacturing, and a creative culture that fosters entrepreneurship. The Portland metro area is home to major tech companies including Intel (Oregon's largest private employer with massive semiconductor fabrication facilities), Nike, and a vibrant startup ecosystem known for its strength in open-source software, clean tech, and creative industries. Oregon's "Silicon Forest" has attracted significant tech investment and talent. The state's craft brewing, wine, and specialty food industries are nationally renowned — Oregon produces some of the world's finest Pinot Noir and has more craft breweries per capita than nearly any state. Agriculture contributes substantially, with Oregon leading in hazelnuts, Christmas trees, grass seed, and berries. The timber industry, while smaller than historically, continues to support rural communities. Oregon's approximately 390,000 small businesses benefit from no state sales tax, creating retail advantages and simplifying business operations. The state does have a relatively high corporate income tax and minimum tax structure, however. Business Oregon (the state's economic development agency) offers the Oregon Business Development Fund, Capital Access Program, Industrial Development Bond program, and the Oregon Growth Fund for venture-stage companies. The Portland Development Commission (Prosper Portland) provides loans and grants for Portland-area businesses.

Top Industries in Oregon

Technology & Semiconductors
Agriculture & Wine
Craft Brewing & Food
Outdoor Recreation & Tourism
Forest Products
Clean Energy

Top Cities for Business in Oregon

Portland
Eugene
Salem
Bend
Beaverton
Hillsboro

Lending Environment

Business Oregon offers the Oregon Business Development Fund (direct loans), Capital Access Program (loan loss reserves), and Industrial Development Bonds. Craft3 is a major Pacific Northwest CDFI serving Oregon and Washington. Prosper Portland provides loans and grants for Portland businesses. Oregon's no-sales-tax environment simplifies business operations and improves cash flow for lending purposes.

Business Loans in Oregon: FAQs

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