Michael Reeves
Lead Reviewer & Analyst
Former VP Commercial Lending at Regions Bank, SBA Preferred Lender Certified
Michael Reeves is a former commercial loan officer who spent 12 years underwriting SBA loans, merchant cash advances, and equipment financing at regional and national banks. He left banking to help small business owners navigate the lending landscape without the jargon and hidden fees. Michael has personally reviewed over 300 loan products and maintains relationships with lenders to verify current rates and terms.
Articles by Michael Reeves(12)
Business Loan Alternatives in 2027: Beyond Traditional Bank Financing
Explore business loan alternatives for 2027 including revenue-based financing, crowdfunding, grants, invoice factoring, and microloans beyond traditional bank lending.
AI in Business Loan Underwriting: What Borrowers Should Expect in 2027
How artificial intelligence is transforming business loan underwriting in 2027. Covers AI data analysis, faster approvals, algorithmic bias, and what borrowers should know.
Business Loan Fraud Prevention: How to Protect Yourself as a Borrower
Learn how to protect your business from loan fraud including advance fee schemes, predatory lending, and identity theft. Covers verification steps and borrower rights.
Mid-Atlantic Business Loans: Financing Across VA, MD, DC, and Delaware
A regional guide to business loans in the Mid-Atlantic covering Virginia, Maryland, DC, and Delaware with state programs, SBA resources, and financing strategies.
Business Loans in Tennessee: Funding Options for TN Small Businesses
A comprehensive guide to business loans in Tennessee covering SBA lending, Pathway Lending, state programs, and financing for Nashville, Memphis, and TN businesses.
Business Loans in Maryland: Financing Options for MD Entrepreneurs
A guide to business loans in Maryland covering SBA lending, state programs like MSBDFA and TEDCO, and financing options for MD small business owners.
Business Loans in Virginia: A Complete Guide for VA Entrepreneurs
A complete guide to business loans in Virginia covering SBA loans, state programs like VSBFA, industry-specific financing, and resources for VA small business owners.
How Federal Reserve Rate Changes Affected Business Loans in 2026
An analysis of how the Federal Reserve rate cuts in 2026 affected small business loans including SBA rates, lines of credit, and equipment financing costs.
Business Loan Trends to Watch in 2027: What Borrowers Need to Know
Explore the top business loan trends for 2027 including lower interest rates, AI underwriting, embedded lending, and revenue-based financing options for small businesses.
2026 Small Business Lending in Review: Key Takeaways for Borrowers
A comprehensive review of small business lending in 2026 covering interest rate changes, SBA volume records, fintech growth, and lessons for borrowers heading into 2027.
Bank Loans vs Online Lenders: Choosing the Right Business Financing
Bank loans vs online lenders: an honest comparison covering rates, speed, requirements, and when each option is the right fit for your business financing needs.
Personal Loan vs Business Loan: Key Differences and When to Use Each
Personal loan vs business loan: understand the key differences in liability, taxes, credit, and when to use each. A clear comparison guide for business owners.